A(n) _______ ensures rights in a state other than the one in which it is domiciled.

A foreign insurer is one that is incorporated or organized under the laws of a state other than the one in which it is doing business. This means that if an insurance company is established in one state but has operations or sells insurance policies in another state, it is considered a foreign insurer in that latter state. This designation is important because it helps clarify the regulatory framework and ensures that the insurer has the necessary permissions and adheres to the laws governing insurance in the new state.

In contrast, a domestic insurer operates in the state where it is incorporated or organized. An alien insurer is one based outside of the United States, addressing international operations rather than interstate. An exempt insurer generally refers to a company or entity that is released from certain regulatory requirements but does not specifically address the situation of conducting business in different states, which is what makes the designation of a foreign insurer more relevant in this context.