B is covered by a group health plan. If B's employment is terminated and decides to convert to an individual policy, how many days does B have to convert?

When an individual is covered by a group health plan and their employment is terminated, they typically have a specific time frame within which they can choose to convert their group policy to an individual policy. In Connecticut, the law provides that the individual has 31 days to make this decision after their coverage ends.

This 31-day conversion period allows individuals to secure continuous health coverage without undergoing a new medical underwriting process, ensuring they are not left without insurance during this transition. It is important for individuals to act within this timeframe to avoid gaps in coverage, which could lead to potential health risks or financial burdens due to medical expenses.

The other time frames mentioned, such as 21, 45, or 60 days, do not align with Connecticut’s regulations regarding the conversion period for group health plans. Understanding this conversion right is crucial for individuals transitioning from group coverage to ensure they maintain their health insurance coverage.