How are claims disputes typically resolved in Connecticut?

In Connecticut, claims disputes are typically resolved through a combination of methods including arbitration, mediation, and legal proceedings. This multifaceted approach allows parties to choose the most appropriate option based on the specifics of their dispute.

Arbitration provides a formal mechanism where a neutral third party makes a binding decision, while mediation involves a facilitator who helps the disputing parties reach a voluntary agreement. Legal proceedings, such as lawsuits, are available as a more formal means of resolving disputes when other methods are unsuccessful or deemed inappropriate.

Direct negotiation, while a common initial step, does not encompass the structured options of arbitration and mediation, which are recognized and often mandated for certain types of disputes in the insurance context. The option regarding a third-party mediator only would be too narrow, as mediation can involve additional avenues for resolution beyond just this approach. Therefore, the correct answer reflects the comprehensive strategies employed in Connecticut for resolving claims disputes.