How does Connecticut law protect individuals from being denied insurance based on domestic violence history?

Connecticut law ensures that individuals are protected from discrimination in insurance underwriting based on a history of domestic violence. This means insurance companies cannot deny coverage, raise premiums, or impose unfavorable terms solely because an applicant has experienced domestic violence. The intent of this law is to prevent further victimization and provide a safety net for individuals who may already be vulnerable. By prohibiting such discrimination, the law promotes access to important insurance products that individuals may need for their safety and well-being.

Other choices do not accurately reflect the protections afforded under Connecticut law. While requiring insurers to provide coverage without conditions may sound comprehensive, this does not specifically address the nuances of domestic violence history and underwriting practices. Including counseling services in a policy, while beneficial, is not a protective measure against underwriting discrimination. Additionally, allowing insurers to increase premiums for past incidents contradicts the intent of the law, which aims to protect individuals from being penalized due to their experience with domestic violence.