How long does an insurer in Connecticut have to respond to a claim after it is filed?

In Connecticut, insurers are required to respond to a claim within 15 days after the claim is submitted. This timeframe is established to ensure that policyholders receive timely communication regarding their claims, which fosters efficiency and supports the insured's interests. By having a defined period for response, the regulation helps hold insurers accountable and encourages them to process claims promptly, allowing the insured to understand their coverage and any next steps they need to take.

Other options, such as 10 days, 30 days, and 5 days, do not align with the specific regulatory requirement in Connecticut, which clearly designates the 15-day window as the standard for responding to a claim. This approach aligns with the broader goals of consumer protection and transparency in the insurance industry.