In Connecticut, what is the time limit for filing a claim for health insurance benefits?

The correct answer is that claims for health insurance benefits in Connecticut must typically be filed within one year from the date of service. This time limit is established by state law and ensures that claims are processed in a timely manner, preventing delays in insurance payouts and ensuring that both insurers and insured individuals maintain orderly records.

Filing within one year aligns with standard industry practices, as it provides a reasonable timeframe for beneficiaries to gather necessary documentation, submit their claims, and for the insurance company to review and process those claims. It balances the need for expediency in claims handling with the recognition that sometimes claimants may encounter difficulties in meeting shorter deadlines.

The other options specify different timeframes that do not reflect the legal requirements set forth in Connecticut law, thus making them incorrect in this context. Understanding this specific timeframe is crucial for policyholders to ensure they take appropriate action when seeking benefits under their health insurance plans.