Life insurance proceeds are typically paid to the beneficiary within what time frame after the insured's death?

Life insurance proceeds are generally expected to be paid to the beneficiary within 30 days after the insurer receives proof of the insured's death. This expectation is based on the understanding that insurance companies should operate efficiently in processing claims, and beneficiaries should receive their funds in a timely manner to alleviate any financial burdens following a loss.

While some insurance policies may have specific clauses that could potentially extend this timeframe, the standard practice across many states, including Connecticut, is to issue payments promptly—within that 30-day window—once all required documentation is provided and verified.

Other timeframes, such as 60 or 90 days, would not align with the industry's expectations for timely claims processing and efficiency. The concept of immediate payment also does not realistically consider the necessary verification steps that must occur before disbursing funds.