Mentally or physically handicapped dependent children MUST be covered under an individual health insurance policy?

The correct answer highlights an important aspect of health insurance coverage for dependent children who are mentally or physically handicapped. Under Connecticut law, these children must be covered under an individual health insurance policy until they become self-supportive. This provision is designed to ensure that individuals who may have difficulty gaining financial independence due to their handicap can continue to receive necessary health care support without the burden of losing coverage once they reach a certain age.

Coverage until self-supportiveness acknowledges the specific needs of children with disabilities. Unlike typical dependents, whose coverage might end when they reach a specific age, disabled dependents can require ongoing assistance and healthcare that extends beyond that age threshold. Therefore, the focus on self-supportiveness ensures that the health needs of these individuals are met appropriately based on their circumstances rather than a rigid age limit.

Other options may suggest a timeframe such as a specific age, the duration of education, or until they find employment. However, these do not consider the unique challenges that disabled children may face in achieving independence, making the self-supportive criterion the most suitable and compassionate approach in providing continued healthcare coverage.