What is a key requirement for health insurance applications according to Connecticut law?

In Connecticut, one of the key requirements for health insurance applications is that they must include a standardized form. This stipulation ensures that all necessary information is collected uniformly and reduces inconsistencies among applications. Standardized forms facilitate the underwriting process and help insurance companies assess risk accurately. By using a uniform approach, it becomes easier to compare different applications, maintain regulatory compliance, and protect consumers by ensuring they receive the necessary disclosures and information.

Other options, like requiring online submission or in-person completion, do not reflect the legal requirements as comprehensively as the use of standardized forms. While agent review of applications can be beneficial for clarity and thoroughness, it is not mandated as a standard requirement under Connecticut law in the same way that standardized forms are.