What is one requirement for a long-term care policy in Connecticut?

A long-term care policy in Connecticut is required to include coverage for home care services. This requirement reflects the growing recognition of the need for individuals to receive care in their own homes rather than solely in institutional settings, such as nursing homes. By providing coverage for home care, the policy ensures that individuals can access necessary support and services within their community, thereby promoting independence and enhancing the quality of care.

The focus on home care services is particularly important as it aligns with current trends in healthcare that prioritize patient-centered approaches and the preference of many individuals for receiving care in familiar environments. This requirement helps to address the diverse needs of those requiring long-term care and ensures that they have options beyond institutional care.

Other options, such as covering only nursing home services or only inpatient hospital stays, do not meet the comprehensive needs of those requiring long-term care. A minimum waiting period of 60 days, while relevant in certain contexts, does not directly pertain to the fundamental requirement for coverage types in a long-term care policy. Therefore, option B stands out as the essential requirement in this context.