What type of insurance company is one that is not incorporated in Connecticut?

A company that is not incorporated in Connecticut is classified as a foreign insurance company. This term refers specifically to insurers that are incorporated in another state within the United States, which distinguishes them from domestic insurance companies that are formed under the laws of Connecticut itself. Conversely, an alien insurance company is one that is incorporated outside of the United States entirely; it does not apply here since the question focuses on a company that simply operates outside of the state. Local is not a recognized classification in this context. Therefore, the designation of 'foreign' accurately captures the essence of insurance companies operating in Connecticut but incorporated elsewhere within the country.