What typically characterizes an indemnity plan that covers dental expenses?

An indemnity plan for dental expenses typically includes coverage for preventative care, which is essential for maintaining oral health. This care often includes services like routine check-ups, cleanings, and examinations that are generally scheduled every six months. The focus on preventative care is a hallmark of many dental plans because it helps to detect and address potential issues before they require more significant and costly treatments.

While some plans may have restrictions on certain types of care or may require prior authorization for more extensive treatments, the inclusion of preventative care is a standard feature, ensuring that individuals have access to basic dental services that can help prevent future problems.