When must a producer deliver the outline of coverage to a Medicare supplement applicant according to Connecticut law?

According to Connecticut law regarding Medicare supplement insurance, the producer is required to deliver the outline of coverage to the applicant at the time of application. This requirement is in place to ensure that the applicant has access to important information about the Medicare supplement plan being applied for while they are making their decision to purchase the policy. By providing this outline at the application stage, the applicant can review the benefits, coverage specifics, and limitations of the plan right from the start, which is crucial for informed decision-making.

Delivering the outline of coverage later, such as within 30 days or after approval, may not provide the applicant with the necessary information when they are making the immediate choice about the policy. The law emphasizes the importance of transparency and understanding to protect consumers, ensuring they fully comprehend what they are signing up for before they commit to a premium payment.