Which of the following is NOT a duty of a producer?

The authorization of payment for claims usually falls within the responsibilities of an insurance company or its claims department, rather than a producer. Producers, who are typically agents or brokers, focus primarily on the sales side of the insurance business. Their primary duties include soliciting insurance applications, providing consultations to clients, and selling insurance policies.

By contrast, the authorization of claim payments typically involves assessing the validity of claims and determining payment amounts as per the terms of the policy, which is outside the purview of producer duties. This distinction helps clarify the role of producers as facilitators in the sale of insurance rather than decision-makers in claims processing.