Which of these is NOT a standard provision in qualified long-term care policy sold in Connecticut?

In the context of qualified long-term care policies in Connecticut, standard provisions are established to protect policyholders and ensure they receive the necessary services associated with long-term care. One critical aspect of these provisions is that they generally do not mandate prior hospitalization as a requirement for coverage.

This means that individuals seeking care, particularly home health care, skilled nursing care, or respite care, can access these services without the need to first be admitted to a hospital. The inclusion of features like coverage for skilled nursing care and home health care services reflects the focus of long-term care policies on providing assistance and support in various settings, not just those who have recently been hospitalized.

Respite care, which offers temporary relief to primary caregivers, is also an important component of long-term care policies as it supports the overall caregiving process. Thus, the specified option of prior hospitalizations does not align with the established standards for qualified long-term care policies, making it the correct choice for the answer.